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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,158 | $125,184-66.3% | $105,607-60.1% | $145,884-71.1% |
| Participation rate | 33.3% | 77.6%-44.3pp | 75.3%-41.9pp | 80.3%-47.0pp |
| Annual return | 15.13% | 225.00%-209.9pp | 116.11%-101.0pp | 551.85%-536.7pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,167-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,219 | $5,714-43.7% | $5,011-35.8% | $6,690-51.9% |
| Admin fee / account holder | $393 | $17,133-97.7% | $10,958-96.4% | $13,392-97.1% |