Retirement plan

YRULEGUI & ROBERTS 401(K) PLAN

Name: YRULEGUI & ROBERTS - YRULEGUI & ROBERTS 401(K) PLAN (2024) Form 5500
Creator: YRULEGUI & ROBERTS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, YRULEGUI & ROBERTS 401(K) PLAN, YRULEGUI & ROBERTS

YRULEGUI & ROBERTSEIN 94-2752430Plan #001PY 2024

5250 N. PALM AVE. STE. 402 - FRESNO, CA 93704559-222-0660rjylaw.comLinkedIn11-50 employeeslaw practice

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$2.1M

+33.7% from 2023

Total participants

0.0% from 2023

Average account balance

$72,708

+15.2% from 2023

Annual return

13.31%

-5.01 pp from 2023

Benchmarks

See 28,860 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort28,860 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.11M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$73K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$321K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.31%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$72,708

$102,385-29.0%

$147,080-50.6%

$80,935-10.2%

Participation rate

77.4%

75.9%+1.6pp

82.2%-4.8pp

67.7%+9.8pp

Annual return

13.31%

135.09%-121.8pp

420.17%-406.9pp

35.66%-22.4pp

Employer contribution / active EE

$3,736

$3,717+0.5%

$4,933-24.3%

$2,757+35.5%

Participant deferral / active EE

$6,619

$6,651-0.5%

$8,066-17.9%

$4,299+53.9%

Admin fee / account holder

$7,951-100.0%

$12,989-100.0%

$6,924-100.0%

YRULEGUI & ROBERTS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

YRULEGUI & ROBERTS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion