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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,876 | $52,678-33.8% | $75,784-54.0% | $59,633-41.5% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.8%+24.2pp | 68.7%+31.3pp |
| Annual return | -3.51% | 2.95%-6.5pp | 9.68%-13.2pp | 2041.40%-2044.9pp |
| Employer contribution / active EE | $2,533 | $2,193+15.5% | $3,323-23.8% | $2,203+15.0% |
| Participant deferral / active EE | $2,448 | $2,591-5.5% | $3,652-33.0% | $3,192-23.3% |
| Admin fee / account holder | $990 | $3,610-72.6% | $5,300-81.3% | $4,297-77.0% |