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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,668 | $100,194+287.9% | $122,979+216.0% | $86,983+346.8% |
| Participation rate | 85.4% | 73.0%+12.4pp | 77.2%+8.2pp | 69.5%+15.9pp |
| Annual return | 15.22% | 16.47%-1.3pp | 20.12%-4.9pp | 25.83%-10.6pp |
| Employer contribution / active EE | $4,894 | $2,326+110.5% | $3,062+59.8% | $2,584+89.4% |
| Participant deferral / active EE | $9,801 | $4,133+137.1% | $5,003+95.9% | $4,194+133.7% |
| Admin fee / account holder | $18,096 | $10,148+78.3% | $12,864+40.7% | $7,856+130.4% |