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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,668 | $95,404+307.4% | $113,397+242.8% | $82,637+370.3% |
| Participation rate | 85.4% | 72.8%+12.6pp | 76.5%+8.9pp | 68.1%+17.4pp |
| Annual return | 15.22% | 19.08%-3.9pp | 23.20%-8.0pp | 53.51%-38.3pp |
| Employer contribution / active EE | $4,894 | $2,307+112.2% | $2,977+64.4% | $2,552+91.8% |
| Participant deferral / active EE | $9,801 | $4,220+132.3% | $5,076+93.1% | $4,126+137.5% |
| Admin fee / account holder | $18,096 | $9,168+97.4% | $11,957+51.3% | $7,339+146.6% |