Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,056 | $87,106+81.5% | $105,607+49.7% | $80,935+95.3% |
| Participation rate | 42.6% | 70.4%-27.9pp | 75.3%-32.7pp | 67.7%-25.1pp |
| Annual return | 9.60% | 17.01%-7.4pp | 116.11%-106.5pp | 35.66%-26.1pp |
| Employer contribution / active EE | $354 | $2,396-85.2% | $3,167-88.8% | $2,757-87.2% |
| Participant deferral / active EE | $2,607 | $3,986-34.6% | $5,011-48.0% | $4,299-39.4% |
| Admin fee / account holder | $7,451 | $8,447-11.8% | $10,958-32.0% | $6,924+7.6% |