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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,254 | $115,225+22.6% | $100,712+40.3% | $138,895+1.7% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 10.98% | 40.35%-29.4pp | 33.27%-22.3pp | 145.39%-134.4pp |
| Employer contribution / active EE | $5,000 | $2,771+80.4% | $2,313+116.2% | $4,194+19.2% |
| Participant deferral / active EE | $11,856 | $4,699+152.3% | $4,085+190.2% | $6,396+85.4% |
| Admin fee / account holder | $5,975 | $10,844-44.9% | $9,256-35.4% | $12,562-52.4% |