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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,344 | $166,242+28.9% | $165,071+29.8% | $145,884+46.9% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | -7.16% | 100.44%-107.6pp | 70.17%-77.3pp | 551.85%-559.0pp |
| Employer contribution / active EE | $954 | $5,283-81.9% | $4,347-78.1% | $4,662-79.5% |
| Participant deferral / active EE | $3,427 | $6,964-50.8% | $6,035-43.2% | $6,690-48.8% |
| Admin fee / account holder | $72,853 | $16,658+337.3% | $12,695+473.9% | $13,392+444.0% |