Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,397 | $86,050-53.1% | $189,758-78.7% | $94,015-57.0% |
| Participation rate | 52.3% | 68.9%-16.6pp | 79.8%-27.5pp | 70.8%-18.5pp |
| Annual return | 6.30% | 17.77%-11.5pp | 52.62%-46.3pp | 17.84%-11.5pp |
| Employer contribution / active EE | $0 | $2,819-100.0% | $4,767-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $670 | $3,349-80.0% | $5,856-88.6% | $4,249-84.2% |
| Admin fee / account holder | $2,260 | $6,627-65.9% | $20,388-88.9% | $8,951-74.7% |