Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,397 | $76,407-47.1% | $150,298-73.1% | $82,448-51.0% |
| Participation rate | 52.3% | 66.4%-14.1pp | 77.8%-25.5pp | 68.1%-15.8pp |
| Annual return | 6.30% | 39.99%-33.7pp | 62.79%-56.5pp | 41.64%-35.3pp |
| Employer contribution / active EE | $0 | $2,614-100.0% | $4,154-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $670 | $3,214-79.1% | $5,453-87.7% | $4,139-83.8% |
| Admin fee / account holder | $2,260 | $6,352-64.4% | $14,116-84.0% | $7,234-68.8% |