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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,565 | $81,487+252.9% | $102,412+180.8% | $80,935+255.3% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 13.43% | 25.60%-12.2pp | 24.94%-11.5pp | 35.66%-22.2pp |
| Employer contribution / active EE | $6,515 | $3,103+110.0% | $3,870+68.4% | $2,757+136.3% |
| Participant deferral / active EE | $13,737 | $3,871+254.9% | $5,060+171.5% | $4,299+219.5% |
| Admin fee / account holder | $20,762 | $6,717+209.1% | $8,388+147.5% | $6,924+199.8% |