Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,838 | $77,962-55.3% | $178,540-80.5% | $80,935-57.0% |
| Participation rate | 28.0% | 65.7%-37.7pp | 77.1%-49.1pp | 67.7%-39.7pp |
| Annual return | 13.02% | 18.10%-5.1pp | 27.15%-14.1pp | 35.66%-22.6pp |
| Employer contribution / active EE | $0 | $2,280-100.0% | $3,953-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,683 | $4,404-61.8% | $6,281-73.2% | $4,299-60.9% |
| Admin fee / account holder | $5,240 | $7,156-26.8% | $10,424-49.7% | $6,924-24.3% |