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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,927 | $211,239-57.9% | $178,528-50.2% | $145,877-39.0% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 10.78% | 30.22%-19.4pp | 27.11%-16.3pp | 551.28%-540.5pp |
| Employer contribution / active EE | $2,998 | $4,570-34.4% | $3,950-24.1% | $4,663-35.7% |
| Participant deferral / active EE | $4,425 | $6,963-36.4% | $6,278-29.5% | $6,691-33.9% |
| Admin fee / account holder | $9,144 | $12,095-24.4% | $10,419-12.2% | $13,402-31.8% |