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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,927 | $210,698-57.8% | $178,014-50.0% | $145,959-39.1% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 10.78% | 386.27%-375.5pp | 294.80%-284.0pp | 561.95%-551.2pp |
| Employer contribution / active EE | $2,998 | $4,567-34.4% | $3,950-24.1% | $4,661-35.7% |
| Participant deferral / active EE | $4,425 | $6,958-36.4% | $6,276-29.5% | $6,689-33.8% |
| Admin fee / account holder | $9,144 | $12,016-23.9% | $10,362-11.7% | $13,398-31.7% |