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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,867 | $166,242-86.8% | $165,071-86.8% | $145,884-85.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.03% | 100.44%-91.4pp | 70.17%-61.1pp | 551.85%-542.8pp |
| Employer contribution / active EE | $0 | $5,283-100.0% | $4,347-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $5,055 | $6,964-27.4% | $6,035-16.2% | $6,690-24.4% |
| Admin fee / account holder | $43,132 | $16,658+158.9% | $12,695+239.8% | $13,392+222.1% |