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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,915 | $100,194+44.6% | $122,979+17.8% | $86,983+66.6% |
| Participation rate | 100.0% | 73.0%+27.0pp | 77.2%+22.8pp | 69.5%+30.5pp |
| Annual return | 17.12% | 16.47%+0.7pp | 20.12%-3.0pp | 25.83%-8.7pp |
| Employer contribution / active EE | $6,090 | $2,326+161.9% | $3,062+98.9% | $2,584+135.6% |
| Participant deferral / active EE | $5,344 | $4,133+29.3% | $5,003+6.8% | $4,194+27.4% |
| Admin fee / account holder | $1,379 | $10,148-86.4% | $12,864-89.3% | $7,856-82.4% |