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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,252 | $80,855-56.4% | $153,416-77.0% | $86,983-59.5% |
| Participation rate | 91.5% | 64.1%+27.4pp | 74.3%+17.2pp | 69.5%+22.0pp |
| Annual return | 13.73% | 16.18%-2.5pp | 17.84%-4.1pp | 25.83%-12.1pp |
| Employer contribution / active EE | $0 | $2,308-100.0% | $3,764-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $2,251 | $3,333-32.5% | $4,723-52.3% | $4,194-46.3% |
| Admin fee / account holder | $984 | $6,908-85.8% | $13,095-92.5% | $7,856-87.5% |