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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $433,686 | $140,592+208.5% | $123,106+252.3% | $125,388+245.9% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | 4.13% | 16.80%-12.7pp | 13.22%-9.1pp | 282.24%-278.1pp |
| Employer contribution / active EE | $9,040 | $6,041+49.6% | $5,151+75.5% | $4,866+85.8% |
| Participant deferral / active EE | $13,363 | $6,980+91.4% | $6,229+114.5% | $5,352+149.7% |
| Admin fee / account holder | $636 | $11,198-94.3% | $9,015-92.9% | $9,541-93.3% |