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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,501 | $29,736+143.8% | $56,033+29.4% | $80,935-10.4% |
| Participation rate | 32.8% | 41.7%-8.9pp | 52.5%-19.7pp | 67.7%-34.8pp |
| Annual return | 15.35% | 35.28%-19.9pp | 1711.38%-1696.0pp | 35.66%-20.3pp |
| Employer contribution / active EE | $466 | $671-30.6% | $1,041-55.2% | $2,757-83.1% |
| Participant deferral / active EE | $584 | $1,228-52.5% | $1,954-70.1% | $4,299-86.4% |
| Admin fee / account holder | $1,323 | $2,434-45.6% | $2,827-53.2% | $6,924-80.9% |