Retirement plan

CAMARENA HEALTH CENTERS, INC. 403(B) RETIREMENT PLAN

Name: CAMARENA HEALTH CENTERS, INC. - CAMARENA HEALTH CENTERS, INC. 403(B) RETIREMENT PLAN (2025) Form 5500
Creator: CAMARENA HEALTH CENTERS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CAMARENA HEALTH CENTERS, INC. 403(B) RETIREMENT PLAN, CAMARENA HEALTH CENTERS, INC.

CAMARENA HEALTH CENTERS, INC.EIN 94-2503904Plan #001PY 2025

344 E. 6TH STREET - MADERA, CA 93638559-675-5600camarenahealth.orgLinkedIn201-500 employeeshospital & health care

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$22.3M

+21.6% from 2024

Total participants

738

+3.9% from 2024

Average account balance

$50,466

+22.7% from 2024

Annual return

18.42%

+3.98 pp from 2024

Benchmarks

See 505 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort505 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$22.26M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$50K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

441

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

54.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.75M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.42%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$206

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY1 year Filed as: PRINCIPAL LIFE INSURANCE CO Service code 13 · EIN 42-0127290	Contract Administrator	$81,975
NFP RETIREMENT INC2 years Service code 27 · EIN 33-0905143 120 VANTIS DR SUITE 400 · ALISO VIEJO, CA 926562689	Advisory (Plan)	$39,332
NEXUS ADMINISTRATORS, INC.2 years Filed as: NEXUS ADMINISTRATORS Service code 13 · EIN 77-0586222 735 W ALLUVIAL AVE SUITE 101 · FRESNO, CA 93711	Contract Administrator	$18,547

Plan features & details

Pension benefit codes2E2F2G2K2L2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$91K

$139 / participant

Contract admin$91K100.0%

% of EOY assets

0.409%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: JWT & ASSOCIATES LLP
Auditor EIN: 472718509
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$50,466

$36,904+36.7%

$158,223-68.1%

$65,191-22.6%

Participation rate

54.5%

62.1%-7.6pp

79.2%-24.7pp

63.0%-8.5pp

Annual return

18.42%

24.43%-6.0pp

52.09%-33.7pp

51.24%-32.8pp

Employer contribution / active EE

$1,403

$1,489-5.8%

$4,109-65.8%

$2,400-41.5%

Participant deferral / active EE

$2,814

$1,936+45.3%

$5,467-48.5%

$2,671+5.3%

Admin fee / account holder

$206

$793-74.0%

$16,047-98.7%

$907-77.3%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY1 year

Filed as: PRINCIPAL LIFE INSURANCE CO

Service code 13 · EIN 42-0127290

Contract Administrator

$81,975

NFP RETIREMENT INC2 years

Service code 27 · EIN 33-0905143

120 VANTIS DR SUITE 400 · ALISO VIEJO, CA 926562689

Advisory (Plan)

$39,332

NEXUS ADMINISTRATORS, INC.2 years

Filed as: NEXUS ADMINISTRATORS

Service code 13 · EIN 77-0586222

735 W ALLUVIAL AVE SUITE 101 · FRESNO, CA 93711

Contract Administrator

$18,547

CAMARENA HEALTH CENTERS, INC. 403(B) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CAMARENA HEALTH CENTERS, INC. 403(B) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion