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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,277 | $84,953-38.5% | $163,379-68.0% | $82,637-36.7% |
| Participation rate | 96.0% | 65.9%+30.1pp | 76.8%+19.2pp | 68.1%+27.9pp |
| Annual return | 17.93% | 23.07%-5.1pp | 63.41%-45.5pp | 53.51%-35.6pp |
| Employer contribution / active EE | $3,853 | $2,183+76.5% | $3,752+2.7% | $2,552+51.0% |
| Participant deferral / active EE | $7,478 | $4,326+72.9% | $6,282+19.0% | $4,126+81.2% |
| Admin fee / account holder | $1,592 | $7,921-79.9% | $9,818-83.8% | $7,339-78.3% |