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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,758 | $88,778+48.4% | $81,844+61.0% | $145,884-9.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 20.69% | 1033.03%-1012.3pp | 778.87%-758.2pp | 551.85%-531.2pp |
| Employer contribution / active EE | $3,438 | $3,087+11.4% | $2,916+17.9% | $4,662-26.3% |
| Participant deferral / active EE | $1,450 | $4,648-68.8% | $4,323-66.5% | $6,690-78.3% |
| Admin fee / account holder | $23,935 | $8,430+183.9% | $7,355+225.4% | $13,392+78.7% |