Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,404 | $72,471-23.6% | $94,215-41.2% | $86,983-36.3% |
| Participation rate | 35.6% | 63.9%-28.2pp | 70.0%-34.3pp | 69.5%-33.9pp |
| Annual return | 11.34% | 26.44%-15.1pp | 28.22%-16.9pp | 25.83%-14.5pp |
| Employer contribution / active EE | $70 | $1,936-96.4% | $2,675-97.4% | $2,584-97.3% |
| Participant deferral / active EE | $1,409 | $3,397-58.5% | $4,276-67.0% | $4,194-66.4% |
| Admin fee / account holder | $4,715 | $6,468-27.1% | $10,216-53.8% | $7,856-40.0% |