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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,557 | $68,880+105.5% | $120,580+17.4% | $80,959+74.9% |
| Participation rate | 100.0% | 61.7%+38.3pp | 72.0%+28.0pp | 67.7%+32.3pp |
| Annual return | 5.10% | 23.68%-18.6pp | 107.48%-102.4pp | 35.67%-30.6pp |
| Employer contribution / active EE | $7,168 | $2,066+246.9% | $3,469+106.6% | $2,757+160.0% |
| Participant deferral / active EE | $6,711 | $3,191+110.3% | $4,995+34.3% | $4,300+56.1% |
| Admin fee / account holder | $763 | $5,785-86.8% | $9,418-91.9% | $6,925-89.0% |