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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,557 | $68,573+106.4% | $120,368+17.6% | $80,874+75.0% |
| Participation rate | 100.0% | 61.6%+38.4pp | 71.9%+28.1pp | 67.6%+32.4pp |
| Annual return | 5.10% | 23.61%-18.5pp | 107.26%-102.2pp | 35.62%-30.5pp |
| Employer contribution / active EE | $7,168 | $2,052+249.4% | $3,465+106.9% | $2,756+160.1% |
| Participant deferral / active EE | $6,711 | $3,174+111.4% | $4,991+34.5% | $4,297+56.2% |
| Admin fee / account holder | $763 | $5,734-86.7% | $9,429-91.9% | $6,935-89.0% |