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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,557 | $68,852+105.6% | $120,524+17.5% | $80,925+74.9% |
| Participation rate | 100.0% | 61.6%+38.4pp | 71.9%+28.1pp | 67.7%+32.3pp |
| Annual return | 5.10% | 23.67%-18.6pp | 107.36%-102.3pp | 35.65%-30.5pp |
| Employer contribution / active EE | $7,168 | $2,063+247.4% | $3,469+106.6% | $2,756+160.1% |
| Participant deferral / active EE | $6,711 | $3,187+110.6% | $4,994+34.4% | $4,299+56.1% |
| Admin fee / account holder | $763 | $5,781-86.8% | $9,440-91.9% | $6,940-89.0% |