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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,910 | $166,242-53.7% | $165,071-53.4% | $145,884-47.3% |
| Participation rate | 71.4% | 82.0%-10.6pp | 78.6%-7.2pp | 80.3%-8.9pp |
| Annual return | 16.62% | 100.44%-83.8pp | 70.17%-53.5pp | 551.85%-535.2pp |
| Employer contribution / active EE | $2,883 | $5,283-45.4% | $4,347-33.7% | $4,662-38.2% |
| Participant deferral / active EE | $5,066 | $6,964-27.3% | $6,035-16.1% | $6,690-24.3% |
| Admin fee / account holder | $907 | $16,658-94.6% | $12,695-92.9% | $13,392-93.2% |