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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,611 | $106,749-43.2% | $145,433-58.3% | $82,448-26.5% |
| Participation rate | 81.7% | 75.6%+6.0pp | 82.1%-0.4pp | 68.1%+13.6pp |
| Annual return | 19.13% | 27.59%-8.5pp | 66.58%-47.4pp | 41.64%-22.5pp |
| Employer contribution / active EE | $3,021 | $3,444-12.3% | $4,554-33.7% | $2,551+18.4% |
| Participant deferral / active EE | $5,505 | $6,519-15.6% | $7,897-30.3% | $4,139+33.0% |
| Admin fee / account holder | $2,241 | $8,390-73.3% | $13,129-82.9% | $7,234-69.0% |