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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,216 | $65,703-12.9% | $94,228-39.3% | $59,633-4.1% |
| Participation rate | 62.9% | 72.1%-9.3pp | 78.8%-15.9pp | 68.7%-5.8pp |
| Annual return | 1.29% | 5.22%-3.9pp | 10.68%-9.4pp | 2041.40%-2040.1pp |
| Employer contribution / active EE | $1,017 | $2,021-49.6% | $3,587-71.6% | $2,203-53.8% |
| Participant deferral / active EE | $3,516 | $3,143+11.9% | $4,320-18.6% | $3,192+10.2% |
| Admin fee / account holder | $2,291 | $4,264-46.3% | $6,269-63.5% | $4,297-46.7% |