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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,306 | $156,398+24.2% | $147,318+31.9% | $138,895+39.9% |
| Participation rate | 94.1% | 83.8%+10.4pp | 82.1%+12.1pp | 79.9%+14.2pp |
| Annual return | 17.04% | 78.75%-61.7pp | 70.43%-53.4pp | 145.39%-128.4pp |
| Employer contribution / active EE | $7,065 | $4,853+45.6% | $4,593+53.8% | $4,194+68.4% |
| Participant deferral / active EE | $6,102 | $8,237-25.9% | $7,906-22.8% | $6,396-4.6% |
| Admin fee / account holder | $2,834 | $14,976-81.1% | $13,708-79.3% | $12,562-77.4% |