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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,809 | $90,691-8.7% | $76,119+8.8% | $145,884-43.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 9.18% | 624.52%-615.3pp | 361.25%-352.1pp | 551.85%-542.7pp |
| Employer contribution / active EE | $1,458 | $3,329-56.2% | $2,693-45.9% | $4,662-68.7% |
| Participant deferral / active EE | $0 | $5,167-100.0% | $4,259-100.0% | $6,690-100.0% |
| Admin fee / account holder | $1,698 | $8,383-79.7% | $6,421-73.6% | $13,392-87.3% |