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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,595 | $166,089-59.9% | $164,928-59.6% | $145,978-54.4% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 15.46% | 100.26%-84.8pp | 70.08%-54.6pp | 550.52%-535.1pp |
| Employer contribution / active EE | $1,908 | $5,276-63.8% | $4,343-56.1% | $4,662-59.1% |
| Participant deferral / active EE | $5,537 | $6,961-20.5% | $6,034-8.2% | $6,690-17.2% |
| Admin fee / account holder | $2,920 | $16,641-82.4% | $12,684-77.0% | $13,400-78.2% |