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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,352 | $102,422+73.2% | $147,117+20.6% | $80,959+119.1% |
| Participation rate | 97.6% | 75.9%+21.7pp | 82.2%+15.4pp | 67.7%+29.9pp |
| Annual return | 11.19% | 135.16%-124.0pp | 420.54%-409.3pp | 35.67%-24.5pp |
| Employer contribution / active EE | $5,885 | $3,717+58.3% | $4,932+19.3% | $2,757+113.4% |
| Participant deferral / active EE | $11,254 | $6,652+69.2% | $8,065+39.6% | $4,300+161.7% |
| Admin fee / account holder | $1,933 | $7,953-75.7% | $12,993-85.1% | $6,925-72.1% |