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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,980 | $125,184-67.3% | $105,607-61.2% | $145,884-71.9% |
| Participation rate | 52.9% | 77.6%-24.7pp | 75.3%-22.3pp | 80.3%-27.4pp |
| Annual return | 14.07% | 225.00%-210.9pp | 116.11%-102.0pp | 551.85%-537.8pp |
| Employer contribution / active EE | $1,363 | $3,720-63.4% | $3,167-57.0% | $4,662-70.8% |
| Participant deferral / active EE | $1,994 | $5,714-65.1% | $5,011-60.2% | $6,690-70.2% |
| Admin fee / account holder | $82 | $17,133-99.5% | $10,958-99.3% | $13,392-99.4% |