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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,980 | $125,237-67.3% | $105,608-61.2% | $145,877-71.9% |
| Participation rate | 52.9% | 77.7%-24.7pp | 75.3%-22.3pp | 80.3%-27.4pp |
| Annual return | 14.07% | 225.76%-211.7pp | 116.50%-102.4pp | 551.28%-537.2pp |
| Employer contribution / active EE | $1,363 | $3,720-63.4% | $3,167-57.0% | $4,663-70.8% |
| Participant deferral / active EE | $1,994 | $5,711-65.1% | $5,010-60.2% | $6,691-70.2% |
| Admin fee / account holder | $82 | $17,287-99.5% | $11,028-99.3% | $13,402-99.4% |