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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,530 | $126,661-47.5% | $113,397-41.3% | $138,895-52.1% |
| Participation rate | 88.9% | 79.4%+9.4pp | 76.5%+12.4pp | 79.9%+9.0pp |
| Annual return | 2.91% | 25.05%-22.1pp | 23.20%-20.3pp | 145.39%-142.5pp |
| Employer contribution / active EE | $2,468 | $3,456-28.6% | $2,977-17.1% | $4,194-41.2% |
| Participant deferral / active EE | $4,714 | $5,693-17.2% | $5,076-7.1% | $6,396-26.3% |
| Admin fee / account holder | $495 | $14,549-96.6% | $11,957-95.9% | $12,562-96.1% |