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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,530 | $138,312-51.9% | $122,979-45.9% | $155,188-57.1% |
| Participation rate | 88.9% | 80.2%+8.7pp | 77.2%+11.7pp | 80.8%+8.1pp |
| Annual return | 2.91% | 22.06%-19.2pp | 20.12%-17.2pp | 148.84%-145.9pp |
| Employer contribution / active EE | $2,468 | $3,530-30.1% | $3,062-19.4% | $4,248-41.9% |
| Participant deferral / active EE | $4,714 | $5,592-15.7% | $5,003-5.8% | $6,531-27.8% |
| Admin fee / account holder | $495 | $15,089-96.7% | $12,864-96.2% | $14,480-96.6% |