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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,619 | $76,834+16.6% | $108,359-17.3% | $87,485+2.4% |
| Participation rate | 96.3% | 61.7%+34.6pp | 70.1%+26.2pp | 68.9%+27.4pp |
| Annual return | 15.03% | 19.09%-4.1pp | 36.89%-21.9pp | 26.06%-11.0pp |
| Employer contribution / active EE | $2,049 | $1,556+31.6% | $2,399-14.6% | $2,596-21.1% |
| Participant deferral / active EE | $4,494 | $3,100+45.0% | $4,137+8.6% | $4,274+5.2% |
| Admin fee / account holder | $1,131 | $6,537-82.7% | $9,741-88.4% | $7,775-85.5% |