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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,098 | $75,832+25.4% | $147,617-35.6% | $59,633+59.5% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -4.88% | 0.37%-5.2pp | 61.98%-66.9pp | 2041.45%-2046.3pp |
| Employer contribution / active EE | $5,507 | $3,485+58.0% | $5,564-1.0% | $2,203+150.0% |
| Participant deferral / active EE | $6,970 | $3,131+122.7% | $4,895+42.4% | $3,192+118.4% |
| Admin fee / account holder | $1,829 | $5,986-69.4% | $11,612-84.2% | $4,297-57.4% |