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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,144 | $74,535+14.2% | $100,712-15.5% | $82,637+3.0% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 13.62% | 18.92%-5.3pp | 33.27%-19.7pp | 53.51%-39.9pp |
| Employer contribution / active EE | $1,980 | $1,503+31.8% | $2,313-14.4% | $2,552-22.4% |
| Participant deferral / active EE | $2,250 | $3,074-26.8% | $4,085-44.9% | $4,126-45.5% |
| Admin fee / account holder | $26,198 | $6,576+298.4% | $9,256+183.0% | $7,339+257.0% |