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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,411,435 | $368,785+282.7% | $259,274+444.4% | $483,350+192.0% |
| Participation rate | 100.0% | 77.0%+23.0pp | 77.9%+22.1pp | 89.0%+11.0pp |
| Annual return | 13.26% | -10.85%+24.1pp | -8.64%+21.9pp | 533.38%-520.1pp |
| Employer contribution / active EE | $5,714 | $8,411-32.1% | $5,859-2.5% | $9,034-36.7% |
| Participant deferral / active EE | $0 | $5,130-100.0% | $4,555-100.0% | $6,196-100.0% |
| Admin fee / account holder | $12,200 | $21,175-42.4% | $15,727-22.4% | $41,445-70.6% |