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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,411,435 | $284,880+395.4% | $203,445+593.8% | $461,066+206.1% |
| Participation rate | 100.0% | 76.7%+23.3pp | 76.8%+23.2pp | 87.7%+12.3pp |
| Annual return | 13.26% | -8.16%+21.4pp | -5.67%+18.9pp | 484.84%-471.6pp |
| Employer contribution / active EE | $5,714 | $6,840-16.5% | $4,770+19.8% | $9,163-37.6% |
| Participant deferral / active EE | $0 | $4,322-100.0% | $3,908-100.0% | $6,032-100.0% |
| Admin fee / account holder | $12,200 | $17,257-29.3% | $14,231-14.3% | $28,147-56.7% |