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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,812 | $171,492+139.6% | $150,734+172.5% | $198,609+106.8% |
| Participation rate | 85.7% | 81.4%+4.3pp | 78.4%+7.3pp | 82.4%+3.3pp |
| Annual return | 9.76% | 804.70%-794.9pp | 600.81%-591.0pp | 202.70%-192.9pp |
| Employer contribution / active EE | $5,230 | $5,470-4.4% | $4,918+6.3% | $5,055+3.4% |
| Participant deferral / active EE | $14,749 | $6,259+135.6% | $5,610+162.9% | $6,977+111.4% |
| Admin fee / account holder | $716 | $17,628-95.9% | $14,905-95.2% | $19,030-96.2% |