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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,266 | $106,864+183.8% | $147,318+105.9% | $82,637+267.0% |
| Participation rate | 84.4% | 75.5%+8.9pp | 82.1%+2.3pp | 68.1%+16.3pp |
| Annual return | 18.20% | 27.49%-9.3pp | 70.43%-52.2pp | 53.51%-35.3pp |
| Employer contribution / active EE | $981 | $3,417-71.3% | $4,593-78.6% | $2,552-61.5% |
| Participant deferral / active EE | $13,176 | $6,496+102.8% | $7,906+66.6% | $4,126+219.3% |
| Admin fee / account holder | $30,675 | $8,415+264.5% | $13,708+123.8% | $7,339+318.0% |