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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,200 | $58,057+76.0% | $97,032+5.3% | $86,983+17.5% |
| Participation rate | 82.3% | 60.4%+21.9pp | 71.6%+10.7pp | 69.5%+12.7pp |
| Annual return | 13.13% | 22.26%-9.1pp | 35.38%-22.2pp | 25.83%-12.7pp |
| Employer contribution / active EE | $2,443 | $1,663+46.9% | $2,629-7.1% | $2,584-5.5% |
| Participant deferral / active EE | $3,855 | $3,244+18.9% | $4,672-17.5% | $4,194-8.1% |
| Admin fee / account holder | $11,554 | $4,839+138.8% | $9,418+22.7% | $7,856+47.1% |