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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,200 | $60,442+69.1% | $96,754+5.6% | $87,485+16.8% |
| Participation rate | 82.3% | 58.7%+23.6pp | 70.3%+12.0pp | 68.9%+13.3pp |
| Annual return | 13.13% | 21.97%-8.8pp | 82.04%-68.9pp | 26.06%-12.9pp |
| Employer contribution / active EE | $2,443 | $1,691+44.5% | $2,679-8.8% | $2,596-5.9% |
| Participant deferral / active EE | $3,855 | $3,280+17.5% | $4,758-19.0% | $4,274-9.8% |
| Admin fee / account holder | $11,554 | $5,069+127.9% | $8,905+29.7% | $7,775+48.6% |