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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,167 | $102,429+196.0% | $147,096+106.1% | $80,925+274.6% |
| Participation rate | 93.0% | 75.9%+17.2pp | 82.2%+10.8pp | 67.7%+25.4pp |
| Annual return | 10.04% | 135.02%-125.0pp | 419.75%-409.7pp | 35.65%-25.6pp |
| Employer contribution / active EE | $2,743 | $3,716-26.2% | $4,936-44.4% | $2,756-0.5% |
| Participant deferral / active EE | $12,462 | $6,649+87.4% | $8,071+54.4% | $4,299+189.9% |
| Admin fee / account holder | $41,085 | $7,957+416.3% | $13,005+215.9% | $6,940+492.0% |