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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,401 | $90,691-80.8% | $76,119-77.1% | $145,884-88.1% |
| Participation rate | 54.5% | 74.5%-19.9pp | 69.1%-14.5pp | 80.3%-25.8pp |
| Annual return | 11.50% | 624.52%-613.0pp | 361.25%-349.7pp | 551.85%-540.3pp |
| Employer contribution / active EE | $0 | $3,329-100.0% | $2,693-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,016 | $5,167-41.6% | $4,259-29.2% | $6,690-54.9% |
| Admin fee / account holder | $530 | $8,383-93.7% | $6,421-91.7% | $13,392-96.0% |