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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,314 | $93,345+253.9% | $119,126+177.3% | $87,485+277.6% |
| Participation rate | 73.7% | 68.7%+4.9pp | 75.8%-2.1pp | 68.9%+4.8pp |
| Annual return | 22.33% | 19.08%+3.3pp | 282.11%-259.8pp | 26.06%-3.7pp |
| Employer contribution / active EE | $3,182 | $3,172+0.3% | $4,034-21.1% | $2,596+22.6% |
| Participant deferral / active EE | $14,869 | $4,099+262.8% | $5,318+179.6% | $4,274+247.9% |
| Admin fee / account holder | $9,909 | $8,039+23.3% | $10,693-7.3% | $7,775+27.5% |