Filed August 9, 2012
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CAP FINANCIAL PARTNERS, LLC4 years Service code 27 · EIN 26-0058143 | Advisory (Plan) | $29,169 |
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $24,228 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,556 | $58,923+19.7% | $97,167-27.4% | $74,546-5.4% |
| Participation rate | 62.5% | 63.6%-1.1pp | 72.7%-10.2pp | 67.2%-4.7pp |
| Annual return | 15.73% | 16.04%-0.3pp | 75.27%-59.5pp | 1366.03%-1350.3pp |
| Employer contribution / active EE | $808 | $1,894-57.4% | $2,729-70.4% | $2,624-69.2% |
| Participant deferral / active EE | $4,194 | $3,664+14.4% | $4,264-1.6% | $4,347-3.5% |
| Admin fee / account holder | $338 | $1,974-82.9% | $5,650-94.0% | $1,944-82.6% |