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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $597,133 | $172,111+246.9% | $150,298+297.3% | $137,256+335.1% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 14.91% | 69.37%-54.5pp | 62.79%-47.9pp | 220.34%-205.4pp |
| Employer contribution / active EE | $5,201 | $4,636+12.2% | $4,154+25.2% | $4,156+25.2% |
| Participant deferral / active EE | $6,963 | $6,166+12.9% | $5,453+27.7% | $6,407+8.7% |
| Admin fee / account holder | $134,502 | $16,471+716.6% | $14,116+852.9% | $12,270+996.2% |