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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,255 | $156,398-55.1% | $147,318-52.3% | $138,895-49.4% |
| Participation rate | 86.4% | 83.8%+2.6pp | 82.1%+4.3pp | 79.9%+6.4pp |
| Annual return | 19.66% | 78.75%-59.1pp | 70.43%-50.8pp | 145.39%-125.7pp |
| Employer contribution / active EE | $2,024 | $4,853-58.3% | $4,593-55.9% | $4,194-51.8% |
| Participant deferral / active EE | $6,056 | $8,237-26.5% | $7,906-23.4% | $6,396-5.3% |
| Admin fee / account holder | $1,035 | $14,976-93.1% | $13,708-92.5% | $12,562-91.8% |