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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,912 | $106,864+161.9% | $147,318+90.0% | $82,637+238.7% |
| Participation rate | 97.7% | 75.5%+22.2pp | 82.1%+15.6pp | 68.1%+29.6pp |
| Annual return | 16.86% | 27.49%-10.6pp | 70.43%-53.6pp | 53.51%-36.6pp |
| Employer contribution / active EE | $12,582 | $3,417+268.3% | $4,593+174.0% | $2,552+393.0% |
| Participant deferral / active EE | $10,700 | $6,496+64.7% | $7,906+35.3% | $4,126+159.3% |
| Admin fee / account holder | $13,348 | $8,415+58.6% | $13,708-2.6% | $7,339+81.9% |