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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,446 | $93,345+96.5% | $119,126+54.0% | $87,485+109.7% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 11.91% | 19.08%-7.2pp | 282.11%-270.2pp | 26.06%-14.1pp |
| Employer contribution / active EE | $12,573 | $3,172+296.4% | $4,034+211.7% | $2,596+384.3% |
| Participant deferral / active EE | $6,585 | $4,099+60.7% | $5,318+23.8% | $4,274+54.1% |
| Admin fee / account holder | $51,031 | $8,039+534.8% | $10,693+377.2% | $7,775+556.4% |