Retirement plan

COMMUNITY ACTION PARTNERSHIP OF MADERA COUNTY, INC. 403(B) RETIREMENT PLAN

Name: COMMUNITY ACTION PARTNERSHIP OF MADERA COUNTY, - COMMUNITY ACTION PARTNERSHIP OF MADERA COUNTY, INC. 403(B) RETIREMENT PLAN (2024) Form 5500
Creator: COMMUNITY ACTION PARTNERSHIP OF MADERA COUNTY,
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COMMUNITY ACTION PARTNERSHIP OF MADERA COUNTY, INC. 403(B) RETIREMENT PLAN, COMMUNITY ACTION PARTNERSHIP OF MADERA COUNTY,

COMMUNITY ACTION PARTNERSHIP OF MADERA COUNTY,EIN 94-1612823Plan #001PY 2024

1225 GILL AVENUE - MADERA, CA 93637559-673-9173capoc.orgLinkedIn51-200 employeesnon-profit organization management

Prospect flagsLow returnsFailed to transmit contributions

How to read this page

Total assets (EOY)

$12.6M

+6.9% from 2023

Total participants

464

+0.9% from 2023

Average account balance

$31,225

+4.5% from 2023

Annual return

5.54%

-0.96 pp from 2023

Benchmarks

See 1,035 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants250-999

Cohort1,035 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.65M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$31K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

405

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

81.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.09M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+5.54%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$24

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2A2E2G2J2L3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$10K

$31 / participant

Contract admin$10K100.0%

% of EOY assets

0.077%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: HUDSON & COMPANY, INC.
Auditor EIN: 811741762
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$31,225

$65,960-52.7%

$81,844-61.8%

$77,736-59.8%

Participation rate

81.2%

65.8%+15.4pp

72.4%+8.8pp

70.6%+10.6pp

Annual return

5.54%

26.64%-21.1pp

778.87%-773.3pp

31.26%-25.7pp

Employer contribution / active EE

$2,142

$2,375-9.8%

$2,916-26.5%

$2,728-21.5%

Participant deferral / active EE

$1,340

$3,505-61.8%

$4,323-69.0%

$4,651-71.2%

Admin fee / account holder

$24

$526-95.4%

$7,355-99.7%

$433-94.5%

COMMUNITY ACTION PARTNERSHIP OF MADERA COUNTY, INC. 403(B) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COMMUNITY ACTION PARTNERSHIP OF MADERA COUNTY, INC. 403(B) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion