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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,332 | $77,472+114.7% | $100,392+65.7% | $80,935+105.5% |
| Participation rate | 98.3% | 76.9%+21.4pp | 81.5%+16.8pp | 67.7%+30.6pp |
| Annual return | 10.40% | 37.26%-26.9pp | 49.45%-39.1pp | 35.66%-25.3pp |
| Employer contribution / active EE | $3,208 | $2,800+14.6% | $3,941-18.6% | $2,757+16.4% |
| Participant deferral / active EE | $7,986 | $6,818+17.1% | $8,090-1.3% | $4,299+85.7% |
| Admin fee / account holder | $31,390 | $5,885+433.4% | $7,904+297.1% | $6,924+353.3% |