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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,296 | $156,398-14.1% | $147,318-8.8% | $138,895-3.3% |
| Participation rate | 91.3% | 83.8%+7.5pp | 82.1%+9.2pp | 79.9%+11.4pp |
| Annual return | 17.10% | 78.75%-61.7pp | 70.43%-53.3pp | 145.39%-128.3pp |
| Employer contribution / active EE | $2,330 | $4,853-52.0% | $4,593-49.3% | $4,194-44.5% |
| Participant deferral / active EE | $16,643 | $8,237+102.0% | $7,906+110.5% | $6,396+160.2% |
| Admin fee / account holder | $4,123 | $14,976-72.5% | $13,708-69.9% | $12,562-67.2% |