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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,225 | $108,825-52.0% | $156,181-66.6% | $82,448-36.7% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 11.98% | 20.59%-8.6pp | 64.87%-52.9pp | 41.64%-29.7pp |
| Employer contribution / active EE | $2,341 | $2,870-18.4% | $4,294-45.5% | $2,551-8.2% |
| Participant deferral / active EE | $4,454 | $4,577-2.7% | $6,132-27.4% | $4,139+7.6% |
| Admin fee / account holder | $36,221 | $9,341+287.8% | $14,586+148.3% | $7,234+400.7% |