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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,641 | $64,920+36.5% | $103,693-14.5% | $86,983+1.9% |
| Participation rate | 96.7% | 63.6%+33.1pp | 72.6%+24.0pp | 69.5%+27.1pp |
| Annual return | 21.22% | 30.29%-9.1pp | 47.61%-26.4pp | 25.83%-4.6pp |
| Employer contribution / active EE | $2,966 | $2,141+38.5% | $2,920+1.6% | $2,584+14.8% |
| Participant deferral / active EE | $10,084 | $3,241+211.2% | $4,579+120.2% | $4,194+140.5% |
| Admin fee / account holder | $1,443 | $6,191-76.7% | $7,858-81.6% | $7,856-81.6% |